What do you actually have to think about when you consider funeral plans?
Funeral Planning is something that not a lot of people want to think about. Most often, people and families only think about funeral planning after losing someone they love.
A lot of the people that take plans out after a loss is because they have experienced something they don’t want their own families to go through.
Whatever the reason that brought you here, we’re glad to know that you are looking to make plans for later life for yourself or for someone else.
So now you’re looking at funeral plans and before you commit, here are 4 things you should consider:
1. What are your funeral preferences?
When you take out a funeral plan you will be facing a few choices of what your funeral care plan covers. Some funeral plans cover basic costs and some cover other costs outside of the basic funeral.
You should consider things like burial or cremation, simple or custom coffin, family viewing or no family viewing, hire limousines or personal cars. Planning your own funeral will help in choosing a plan as you will have a good idea of what you want your plan to cover.
If you need help with planning a funeral read our guide here.
2. Have you chosen someone close to you with whom you will share your plans?
Planning a funeral is not always easy. It also is something that should be shared with someone close to you so they can make sure that your plans are honoured.
Sharing your plan with someone allows for you to have a discussion about your choices and ensures that your wishes will be honoured and not forgotten. Once you have a plan in place, you can give them the details of the provider and policy or reference number or share with them where they can find the details of your plans.
Talking to someone about funeral plans can be a real challenge. If you don’t know where to start we’ve created a quick guide on how to start the conversation with someone.
3. Compare providers and funeral plan covers
A funeral care plan is like any other financial purchase. Make sure the cover, provider, and the price you get is right for you.
Cover all points that you feel you need and make sure to ask about other fees that you may have to pay for certain scenarios.
Get options to choose from – providers and covers vary from big companies to small providers.
4. Do not rush your decision
Do not feel pressured to make a decision when you get quotes from companies. Ask as many questions as needed to put your mind at ease about your investment. Get all the information you need to make a decision.
Once you have made a decision and got a plan in place, make sure you share the details with someone close to you or leave them somewhere they can find it.